Disclaimer and legal notices – Please read

Access to and use of this site is on the following conditions and any other directions or rules of use on this site ("Terms"). If you access this site (other than to read these Terms for the first time), you agree to these Terms. Illingworth David reserves the right to change the Terms at any time by posting changes on-line. You are responsible for informing yourself of any changes by regularly reviewing these pages. If you access the site after changes are posted, you agree to all changes (including those which you are then unaware have been posted).

Copyright

© The copyright in all information displayed on this website is owned by Illingworth David. Except as expressly permitted, no information may be copied, reproduced, downloaded, transmitted or re-distributed.

Disclosure

Any investment information and general advice ("advice") displayed or given on this website does not take into account any person's personal objectives, financial situation or needs and, because of that, you should, before acting on the advice, consider whether the advice is appropriate for you, having regard to these factors. You should also consider obtaining independent legal, financial and/or other professional advice before making a decision in relation to any investment. In deciding whether to open, or to continue to hold, an account or product, the relevant Product Disclosure Statement or Financial Services Guide for that account or product should be considered. Copies can be obtained from the relevant company issuing the document or a financial adviser.

Information about the relationships between Illingworth David Financial Planning Pty Ltd and the remuneration (including commission) or other benefits that they and certain other persons may receive in respect of, or that is attributable to, the financial services they provide is set out in the Financial Services Guide issued by your financial adviser.

Limitation of Liability

Managed investments, shares, accounts or products selected by Illingworth David Financial Planning Pty Ltd do not represent deposits or liabilities of Illingworth David Financial Planning Pty Ltd they are subject to investment risk, including possible delays in repayment and the loss of income and capital invested. No member of Illingworth David Financial Planning Pty Ltd in any way stands behind or guarantees the capital value and/or the performance of the specific investments you select.

While the information displayed on this website is based on information obtained from sources which are believed to be reliable, it has not been independently verified and no warranties are given that it is complete, accurate, and up to date or fit for the purpose for which it is required. It should be noted that past performance is not necessarily indicative, nor a guarantee, of future performance. All information displayed on the website, including but not limited to product and service information, fees, unit and share prices, gearing and interest rates, tax information and performance figures, is subject to change without notice.

To the maximum extent permitted by law, neither Illingworth David Financial Planning Pty Ltd nor any team member will be liable to any party in contract, tort (including for negligence) or otherwise for any loss or damage arising either directly or indirectly as a result of reliance on, use of or inability to use any information displayed on this website. Where liability cannot be excluded by law then, to the extent permissible by law, liability is limited to the resupply of the information or the reasonable cost of having the information resupplied.

Third Party Information and Links

Some of the information displayed on this website may be provided by third parties who are not related to Illingworth David Financial Planning Pty Ltd ("Third Party Information"). Illingworth David Financial Planning Pty Ltd is not in any way responsible for and does not guarantee the quality or accuracy of any Third Party Information.

This website may also contain links to websites operated by third parties ("Third Parties") who are not related to Illingworth David Financial Planning Pty Ltd ("Third Party Web Sites"). These links are provided for convenience only and do not represent any endorsement or approval by the Illingworth David Financial Planning Pty Ltd of those Third Parties or the information, products or services displayed or offered on the Third Party Web Sites.

To the maximum extent permitted by law, Illingworth David Financial Planning Pty Ltd will not be liable to any party in contract, tort (including for negligence) or otherwise for any loss or damage arising either directly or indirectly from reliance on, the use of or inability to use any Third Party Information or Third Party Web Sites.